Author Archive: mangoboss

Subprime auto loans are a fancy term to describe high lending rates. 

They are higher than prime lending rates which means you have to pay more interest than a regular or “Prime lending rate”. These exist because in case you don’t have a decent credit score, banks and other lending institutions simply don’t trust you enough to offer you money and feel confident that they will get paid in full. 

It is pretty clear to see the problem. Life can get messy and getting hit with unexpected expenses or debt can seriously affect your credit score leaving you with a tarnished credit score that really stacks against you.

We will take a look at: types of credit, what affects your credit score, and how you can help raise your credit score.

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Leasing Vs Finance Leasing Your Vehicle

• You will always be making monthly payments towards your vehicle
• A lease contract is expensive and usually difficult to break
• Tax breaks are usually available if the vehicle is used for business purposes
• You get to drive a new car every 3-4 years but must return the vehicles in good condition/accident free to avoid additional fees
• In some cases, maintenance of the vehicle is covered or included at a discounted rate
• There are additional fees if the vehicle is returned with more kilometers driven than initially agreed upon
• There are additional fees if the vehicle is returned with more kilometers driven than initially agreed upon

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Ready to Get Stared? Fill out our Trade-in Survey

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